Mortgage rates are still excellent. I received the following information from a local lender today with the current rates they are offering today. They are as follows:
Conventional Loan with a 30 yr fixed rate at 4.375%
USDA Loan with a 30 year fixed rate at 4.25%
I also received several emails this morning reporting fixed rate quotes of 3% and below. BEWARE! The fixed rate is truly an ARM that has an introductory rate that is fixed for the first two or three years. Always check “actual” fees and lender condition and hire experienced, honest Realtors and knowledgeable Mortgage Brokers with integrity.
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